Earn startup equity
with every swipe.
3% back on dining and 2% on everything else, on top of the rewards your cards already earn.
You shouldn’t need a fortune
to get in early.
Private startup investing has long felt like a world reserved for wealthy investors and venture capital firms. We’re changing that.
LouptEvery swipe pays you back.
Watch your rewards become a portfolio.
Link your
cards.
Keep your bank. Keep your cards. Keep every point, mile, and perk you already earn. Just connect your accounts and let EarlyBird do the rest.
Spend like
you always do.
Coffee, groceries, gas, a flight home. The purchases you’re already making now earn extra rewards in dollars, not points.
Back startups,
automatically.
A registered investment adviser selects private startup investments and puts your rewards to work across a portfolio of companies.
No hours of research. No investment decisions to make.
Get in early
Own a piece of what’s next.
The next generation of companies is being built right now. EarlyBird gives you a way to invest in private startups while they’re still private, using the rewards you earn every day.
Professionally selected. Effortlessly yours. A registered investment adviser evaluates opportunities and invests your rewards across a portfolio of startups. Every company, every investment, all visible in your app.
Prefer to choose? Explore available offerings and invest directly in the startups you believe in.
Company names and portfolio allocations shown are illustrative, not actual investment offerings.
Keep your points. Own something more.
Everything you already love about your cards, plus a whole new way to turn everyday spending into investments.
Your card rewards
- Keep earning your points, miles, and cash back.
- Use the cards you already love.
- Enjoy your existing card benefits.
- Redeem your rewards just like always.
With EarlyBird
- Earn additional rewards in real dollars.
- Get rewarded across eligible linked purchases.
- Have your rewards invested in private startups.
- Track your startup investments in one place.
Your cards keep rewarding you. EarlyBird takes it a step further.
Asked, answered.
EarlyBird turns everyday spending into startup investments. Link the cards you already use, earn additional rewards on eligible purchases, and have those rewards invested in private companies by a registered investment adviser. You can also explore startups and choose where to invest yourself.
During our pilot, you’ll earn 3% on eligible dining purchases and 2% on other eligible spending, on top of your existing card rewards. EarlyBird rewards are earned in dollars, not points, and are subject to a monthly cap and program terms.
Private startups raising capital through Regulation Crowdfunding (Reg CF). A registered investment adviser evaluates opportunities and selects investments for the managed portfolio. Prefer to make your own decisions? You can explore available offerings and invest in individual companies yourself.
No. You don’t need to be wealthy or an accredited investor to access eligible Regulation Crowdfunding offerings. Investment limits and eligibility requirements still apply.
It’s coming later. We’re starting with rewards on the cards you already own, so there’s no need to open a new credit card to get started. The EarlyBird Card will be a separate product, with its own features and rewards.
EarlyBird uses read-only connections to view eligible transactions, so linking your cards doesn’t change how you bank or spend. Investment services are handled through regulated financial partners. However, investments in private startups carry risk, including the potential loss of your entire investment.
Yes. Startups can fail, investments can lose their entire value, and private securities are often difficult to sell. Investing across multiple companies can spread your exposure, but it doesn’t eliminate risk. That’s why it’s important to understand what you’re investing in.
Soon. We’re opening access in waves, starting with our waitlist. Join now and we’ll let you know when it’s your turn.
Still have questions? We’re here to help at support@investearlybird.com.